Tailored to
meet your
financial needs
Flexible financing solutions designed to support
your goals— whether you're investing in property,
purchasing a vehicle, or improving your home.
Financing That Fits Your Life
Our solutions are designed to provide accessible, affordable opportunities for both everyday needs and climate-smart investments that help protect your future.
Flexible Financing Options
Designed for your everyday ambitions. Find the term and rate that works for you.
Note: Customers must begin the application process during the campaign period to qualify.
Land Purchase
- 100% Financing
- Co-op Bank is covering 30% on Legal Fees
- Land options available at La Digue and Hope Vale Estates
- Flexible repayment terms
Vehicle Purchase
- 100% Financing for Brand-New Fuel-Powered Vehicles
- Competitive Interest rates
- Co-op Bank is covering 50% on Loan Fees
- $150 gift voucher to power your ride
- Flexible repayment terms
Consumer Lending
- Up to $50,000 Unsecured
- Competitive Interest rates
- Flexible repayment terms
Climate-Smart Financing
Options
For customers looking to invest in sustainability and resilience, Co-op Bank offers additional
incentives for climate-smart projects, including renewable energy, energy efficiency, and
home improvements.
Sustainable Housing
For house purchase, construction, land
purchase & construction, or renovations.
- 100% Financing
- Flexible repayment terms
- Discounts available for selected third party suppliers
Climate-Smart Vehicles
Financing for Hybrid & Electric Vehicles.
- 100% Financing for brand new hybrid and electric vehicles
- Competitive Interest rates
- Co-op Bank is covering 50% on Loan Fees
- Flexible repayment terms
- $150 gift voucher to power your ride
Consumer Loans
For everyday climate-conscious consumer purchases.
- Up to $50,000 Unsecured
- Discounts on Interest rates based on point system
- Discounts on Loan fees based on point system
- Flexible repayment terms
- Discounts available for selected third party suppliers
Earn More Savings
with Climate-Smart Choices
Customers can qualify for additional benefits through a point-based system
depending on the climate-smart features included in their financing.
| Points Generated |
Interest Rate Reduction |
Loan Fee Discount |
|---|---|---|
| 1-25 Points |
0.10% | 5% |
| 26-50 Points |
0.20% | 10% |
| 51-75 Points |
0.30% | 15% |
| 76+ Points |
0.50% | 20% |
Eligible Climate-Smart Improvements
Incorporate these features into your home or project to earn points toward your
discounts.
Climate Resilience
- Water tanks, cisterns, pumps
- Rainwater harvesting & purification systems
- Hurricane shutters, roof upgrades, generators
- Retaining walls & drainage systems
- Energy-efficient air conditioning & insulation
Renewable Energy
- Solar panels
- Solar water heating systems
- Solar lighting
Energy Efficiency
- Refrigerators, freezers
- Stoves, dishwashers
- Washing machines, dryers
- Energy-efficient lighting
Find the Financing That’s Made to Fit You
Take the next step toward achieving your goals with flexible
financing designed around your needs.
FAQ
Campaign-specific incentives are only available within the promotional period, which ends on September 30th. However, you can still apply for climate-smart financing after the campaign ends, though standard terms and conditions will apply.ly.
Eligible projects typically include energy-efficient upgrades, renewable energy solutions (such as solar installations), water conservation systems, and other environmentally friendly improvements that reduce carbon impact and promote sustainability.
- Valid identification
- Proof of income or financial statements
- Project quotation or invoice
- Supporting documents outlining the scope and purpose of the project
Additional documentation may be requested depending on the nature of the project.
Approval timelines vary based on the completeness of your application and project details, but efforts are made to process climate-smart financing applications as efficiently as possible.
