eBanking / Digital currency (DCash)

Digital Currency

With DCash you have yet another avenue to seamlessly pay for goods and services and transfer digital funds to friends and family, right from the palm of your hand.

The DCash app is the faster, cheaper and safer way to send and receive digital EC currency within, and between, Antigua and Barbuda, Grenada, Saint Kitts and Nevis, and Saint Lucia.

Features

  • Request and redeem digital currency
  • Transfer digital currency to others
  • Pay for goods and services

Register for DCash

Register Now

Download the DCash App

Download the mobile app for either Android or iOS and follow the step-by-step instructions below.

Merchants Registration

  1. Download the DCash app.
  2. Visit the App Store or the Google Play Store to download the DCash app.
  3. Sign up via your financial institution.
    Open the app and click ‘Sign up with a code’. Scan this QR code, or manually enter its alphanumeric equivalent, to sign up via your financial institution.

    QR CODE

    ALPHANUMERIC CODE

  4. Verify your information.

Follow the prompts to enter the requested information, including your bank account number. Review the information, and agree to the terms and conditions.

Consumer Registration

  1. Download the DCash app.
    Visit the App Store or the Google Play Store  to download the DCash app.
  2. Sign up via your financial institution.
    Open the app and click ‘Sign up with a code’. Scan this QR code, or manually enter its alphanumeric equivalent, to sign up via your financial institution

    QR CODE

    ALPHANUMERIC CODE

  3. Verify your information.

Follow the prompts to enter the requested information, including your bank account number. Review the information, and agree to the terms and conditions.

Frequently Asked Questions

 

What is the ECCB digital currency (DCash) pilot about?

Under the control and supervision of the ECCB, the pilot will be executed in two phases as follows:

  •  Phase 1 (Development and testing)–began in mid-March 2019
  •  Phase 2 (Rollout and implementation)– Initial rollout and implementation in Antigua and Barbuda, Grenada, Saint Lucia and Saint Christopher (St Kitts) and Nevis will commence in the first half of 2021.

Why is the ECCB launching the pilot?

The pilot is being launched to address the following recurring issues:

  • The relative high cost of current payment methods and banking services
  • Inadequacy of banking services in addressing the needs of various customers
  • Inefficient methods of settling cheque transactions, which slow the pace of commerce

The objectives of the pilot include increasing opportunities for financial inclusion, growth, competitiveness, and resilience for citizens of the ECCU.

When and where will the DCash pilot take place?

The pilot is being launched to address the following recurring issues:

  • The relative high cost of current payment methods and banking services
  • Inadequacy of banking services in addressing the needs of various customers
  • Inefficient methods of settling cheque transactions, which slow the pace of commerce

The objectives of the pilot include increasing opportunities for financial inclusion, growth, competitiveness, and resilience for citizens of the ECCU.

How can I get DCash?

You can cash-in physical notes and coins, at participating merchants and approved service providers; or convert funds from your bank account, at a pilot-participating financial intuition, to acquire DCash.